Your take-home pay every two weeks
$0
| Item | Per paycheck | Per year |
|---|
Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Maryland’s 2026 tax rules. Results are estimates: your employer’s withholding can differ slightly.
Maryland income tax rates (2026)
Maryland has a graduated income tax from 2% to 6.5%. Brackets for single filers:
| Taxable income | Rate |
|---|---|
| $0-$999 | 2% |
| $1,000-$1,999 | 3% |
| $2,000-$2,999 | 4% |
| $3,000-$99,999 | 4.75% |
| $100,000-$124,999 | 5% |
| $125,000-$149,999 | 5.25% |
| $150,000-$249,999 | 5.5% |
| $250,000-$499,999 | 5.75% |
| $500,000-$999,999 | 6.25% |
| $1,000,000 and up | 6.5% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0-$999 | 2% |
| $1,000-$1,999 | 3% |
| $2,000-$2,999 | 4% |
| $3,000-$149,999 | 4.75% |
| $150,000-$174,999 | 5% |
| $175,000-$224,999 | 5.25% |
| $225,000-$299,999 | 5.5% |
| $300,000-$599,999 | 5.75% |
| $600,000-$1,199,999 | 6.25% |
| $1,200,000 and up | 6.5% |
Deductions and exemptions
| Deduction | Single | Married jointly |
|---|---|---|
| Standard deduction | $3,350 | $6,700 |
| Personal exemption | $3,200 | $6,400 |
| Per dependent (exemption) | $3,200 | $3,200 |
Local taxes in Maryland
Every Maryland county (and Baltimore City) adds a local income tax of about 2.25% to 3.3%. We prefill 3.2%, the rate in several of the largest jurisdictions; change it to yours.
Minimum wage and final pay in Maryland
Minimum wage: $15.00 an hour. No change is scheduled. Tipped cash wage: $3.63. Final paycheck if fired: next scheduled payday. Rules checked October 25, 2026; see Maryland minimum wage and final pay rules.
Take-home pay examples in Maryland (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions, with the prefilled local tax.
| Salary | Federal income tax | Social Security + Medicare | Maryland taxes + local | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,816 | $31,504 | $1,212 |
| $60,000 | $5,020 | $4,590 | $4,406 | $45,984 | $1,769 |
| $80,000 | $8,770 | $6,120 | $5,996 | $59,114 | $2,274 |
| $100,000 | $13,170 | $7,650 | $7,586 | $71,594 | $2,754 |
| $150,000 | $24,734 | $11,475 | $11,716 | $102,075 | $3,926 |
Federal taxes on every Maryland paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal and Maryland income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Maryland?
About $55,994 a year, or $2,154 every two weeks, for a single filer with no pre-tax deductions and the prefilled local tax. Use the calculator for your exact situation.
Does Maryland have a state income tax?
Yes: 2%-6.5% (graduated).
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Maryland? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
