Your take-home pay every two weeks
$0
| Item | Per paycheck | Per year |
|---|
Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Illinois’s 2026 tax rules. Results are estimates: your employer’s withholding can differ slightly.
Illinois income tax rates (2026)
Illinois has a flat income tax of 4.95%.
Deductions and exemptions
| Deduction | Single | Married jointly |
|---|---|---|
| Personal exemption | $2,925 | $5,850 |
| Per dependent (exemption) | $2,925 | $2,925 |
Local taxes in Illinois
Illinois cities don’t levy local income taxes.
Minimum wage and final pay in Illinois
Minimum wage: $15.00 an hour. No change is scheduled. Tipped cash wage: $9.00. Final paycheck if fired: at separation if possible, and no later than the next payday. Rules checked October 25, 2026; see Illinois minimum wage and final pay rules.
Take-home pay examples in Illinois (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions.
| Salary | Federal income tax | Social Security + Medicare | Illinois taxes | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $1,249 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $1,829 |
| $80,000 | $8,770 | $6,120 | $3,815 | $61,295 | $2,357 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $2,861 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $4,097 |
Federal taxes on every Illinois paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal and Illinois income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Illinois?
About $58,025 a year, or $2,232 every two weeks, for a single filer with no pre-tax deductions. Use the calculator for your exact situation.
Does Illinois have a state income tax?
Yes: flat 4.95%.
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Illinois? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
