Your take-home pay every two weeks
$0
| Item | Per paycheck | Per year |
|---|
Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Indiana’s 2026 tax rules. Results are estimates: your employer’s withholding can differ slightly.
Indiana income tax rates (2026)
Indiana has a flat income tax of 2.95%.
Deductions and exemptions
| Deduction | Single | Married jointly |
|---|---|---|
| Personal exemption | $1,000 | $2,000 |
| Per dependent (exemption) | $1,000 | $1,000 |
Coming in 2027
Flat rate falls from 2.95% to 2.9% on January 1, 2027, the last step of the cut passed in 2023. On a $75,000 salary that is about $37 a year less state tax. See 2027 paycheck changes.
Local taxes in Indiana
Every Indiana county levies a local income tax: roughly 0.5% to 3%. We prefill 1.5%; change it to your county’s rate.
Minimum wage and final pay in Indiana
Minimum wage: $7.25 an hour. No change is scheduled. Tipped cash wage: $2.13. Final paycheck if fired: next scheduled payday. Rules checked October 25, 2026; see Indiana minimum wage and final pay rules.
Take-home pay examples in Indiana (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions, with the prefilled local tax.
| Salary | Federal income tax | Social Security + Medicare | Indiana taxes + local | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,750 | $32,570 | $1,253 |
| $60,000 | $5,020 | $4,590 | $2,640 | $47,750 | $1,837 |
| $80,000 | $8,770 | $6,120 | $3,530 | $61,580 | $2,368 |
| $100,000 | $13,170 | $7,650 | $4,420 | $74,760 | $2,875 |
| $150,000 | $24,734 | $11,475 | $6,646 | $107,146 | $4,121 |
Federal taxes on every Indiana paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal and Indiana income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Indiana?
About $58,284 a year, or $2,242 every two weeks, for a single filer with no pre-tax deductions and the prefilled local tax. Use the calculator for your exact situation.
Does Indiana have a state income tax?
Yes: flat 2.95%.
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Indiana? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
