Your take-home pay every two weeks
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| Item | Per paycheck | Per year |
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Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Pennsylvania’s 2026 tax rules. Results are estimates: your employer’s withholding can differ slightly.
Pennsylvania income tax rates (2026)
Pennsylvania has a flat income tax of 3.07%.
Pennsylvania has no standard deduction or personal exemption for wage income in our calculation, so tax applies from the first dollar.
Other Pennsylvania payroll deductions
| Program | Employee rate (2026) | Applies to |
|---|---|---|
| Unemployment compensation (employee) | 0.07% | all wages |
Rates are for employees of larger employers; some programs charge different shares at small employers.
Local taxes in Pennsylvania
Almost every Pennsylvania municipality levies an earned income tax (usually about 1%-2%), and Philadelphia’s wage tax is much higher (about 3.7% for residents). Many also charge a $52/year local services tax. We prefill 1%; change it to yours.
Good to know
Pennsylvania has no standard deduction and taxes 401(k) contributions. New Jersey and Pennsylvania are the two states that don’t let 401(k) contributions reduce state taxable wages.
Minimum wage and final pay in Pennsylvania
Minimum wage: $7.25 an hour. No change is scheduled. Tipped cash wage: $2.83. Final paycheck if fired: next scheduled payday. Rules checked October 25, 2026; see Pennsylvania minimum wage and final pay rules.
Take-home pay examples in Pennsylvania (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions, with the prefilled local tax.
| Salary | Federal income tax | Social Security + Medicare | Pennsylvania taxes + local | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,656 | $32,664 | $1,256 |
| $60,000 | $5,020 | $4,590 | $2,484 | $47,906 | $1,843 |
| $80,000 | $8,770 | $6,120 | $3,312 | $61,798 | $2,377 |
| $100,000 | $13,170 | $7,650 | $4,140 | $75,040 | $2,886 |
| $150,000 | $24,734 | $11,475 | $6,210 | $107,581 | $4,138 |
Federal taxes on every Pennsylvania paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Pennsylvania?
About $58,488 a year, or $2,250 every two weeks, for a single filer with no pre-tax deductions and the prefilled local tax. Use the calculator for your exact situation.
Does Pennsylvania have a state income tax?
Yes: flat 3.07%.
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Pennsylvania? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
