Your take-home pay every two weeks
$0
| Item | Per paycheck | Per year |
|---|
Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Rhode Island’s 2026 tax rules. Results are estimates: your employer’s withholding can differ slightly.
Rhode Island income tax rates (2026)
Rhode Island has a graduated income tax from 3.75% to 5.99%. Brackets for single filers:
| Taxable income | Rate |
|---|---|
| $0-$82,049 | 3.75% |
| $82,050-$186,449 | 4.75% |
| $186,450 and up | 5.99% |
Deductions and exemptions
| Deduction | Single | Married jointly |
|---|---|---|
| Standard deduction | $11,200 | $22,400 |
| Personal exemption | $5,250 | $10,500 |
| Per dependent (exemption) | $5,250 | $5,250 |
Other Rhode Island payroll deductions
| Program | Employee rate (2026) | Applies to |
|---|---|---|
| Temporary Disability Insurance (TDI, includes paid leave) | 1.1% | up to $100,000 of wages |
Rates are for employees of larger employers; some programs charge different shares at small employers.
Local taxes in Rhode Island
Rhode Island doesn’t have local income taxes on wages for most workers.
Minimum wage and final pay in Rhode Island
Minimum wage: $16.00 an hour. Next: $17.00 on January 1, 2027. Tipped cash wage: $3.89. Final paycheck if fired: next scheduled payday (24 hours if due to a merger, relocation or closing). Rules checked October 25, 2026; see Rhode Island minimum wage and final pay rules.
Take-home pay examples in Rhode Island (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions.
| Salary | Federal income tax | Social Security + Medicare | Rhode Island taxes | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,323 | $32,997 | $1,269 |
| $60,000 | $5,020 | $4,590 | $2,293 | $48,097 | $1,850 |
| $80,000 | $8,770 | $6,120 | $3,263 | $61,847 | $2,379 |
| $100,000 | $13,170 | $7,650 | $4,248 | $74,932 | $2,882 |
| $150,000 | $24,734 | $11,475 | $6,623 | $107,168 | $4,122 |
Federal taxes on every Rhode Island paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal and Rhode Island income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Rhode Island?
About $58,572 a year, or $2,253 every two weeks, for a single filer with no pre-tax deductions. Use the calculator for your exact situation.
Does Rhode Island have a state income tax?
Yes: 3.75%-5.99% (graduated).
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Rhode Island? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
