Your take-home pay every two weeks
$0
| Item | Per paycheck | Per year |
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Estimates for 2026 using federal brackets from IRS Rev. Proc. 2025-32 and state rates from the Tax Foundation. Your employer’s withholding tables, W-4/state forms and benefits can change your actual paycheck. Not tax advice.
Enter your pay and choose how often you’re paid. The calculator uses 2026 federal brackets and Tennessee’s 2026 payroll rules (no state income tax). Results are estimates: your employer’s withholding can differ slightly.
Tennessee income tax
Tennessee doesn’t tax wages, so your paycheck only has federal income tax, Social Security and Medicare withheld, plus any pre-tax benefits you choose.
Local taxes in Tennessee
Tennessee doesn’t have local income taxes on wages for most workers.
Minimum wage and final pay in Tennessee
Minimum wage: $7.25 an hour. No change is scheduled. Tipped cash wage: $2.13. Final paycheck if fired: next scheduled payday or within 21 days, whichever is later. Rules checked October 25, 2026; see Tennessee minimum wage and final pay rules.
Take-home pay examples in Tennessee (2026)
Single filer, paid every two weeks, no dependents or pre-tax deductions.
| Salary | Federal income tax | Social Security + Medicare | Tennessee taxes | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $2,504 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 |
Federal taxes on every Tennessee paycheck
- Federal income tax: 10% to 37% on income above the $16,100 standard deduction (single) or $32,200 (married filing jointly). See 2026 tax brackets.
- Social Security: 6.2% of wages up to $184,500.
- Medicare, 1.45% of all wages, plus 0.9% above $200,000.
How to take home more
- Contribute to a 401(k) or 403(b), it lowers federal and Tennessee income tax now.
- Use HSA or FSA accounts for health costs; they usually avoid federal income tax and FICA.
- Check your W-4: a big refund means too much is withheld. See how to fill out a W-4.
Frequently asked questions
How much is $75,000 a year after taxes in Tennessee?
About $61,592 a year, or $2,369 every two weeks, for a single filer with no pre-tax deductions. Use the calculator for your exact situation.
Does Tennessee have a state income tax?
No. Tennessee doesn’t tax wages.
Why is my paycheck different from this estimate?
Employers withhold using IRS and state withholding tables, which approximate your annual tax. Benefits, W-4 choices, bonuses and local taxes also change each paycheck.
Questions from readers
Question about Tennessee? Ask it here. We answer general questions on this page. For your own situation, check with a tax professional.
