Study · 2026 tax rules
Take-home pay by state: the same $100,000 salary, 51 different paychecks
We ran a $100,000 salary through our 2026 paycheck calculator for every state and Washington, DC. The gap between the best and worst state is $8,620 a year, about $718 a month.
$50,000 $75,000 $100,000 $150,000
9 states tie or nearly tie at the top because they have no state income tax on wages: Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming, Alaska, Washington. Some of them still take a small payroll deduction, such as Washington’s paid leave and long-term care programs.
| Rank | State | Take-home pay | State income tax | Other state and local | Less than #1 |
|---|---|---|---|---|---|
| 1 | Florida | $79,180 | $0 | $0 | |
| 1 | Nevada | $79,180 | $0 | $0 | |
| 1 | New Hampshire | $79,180 | $0 | $0 | |
| 1 | South Dakota | $79,180 | $0 | $0 | |
| 1 | Tennessee | $79,180 | $0 | $0 | |
| 1 | Texas | $79,180 | $0 | $0 | |
| 1 | Wyoming | $79,180 | $0 | $0 | |
| 8 | Alaska | $78,922 | $0 | $258 | -$258 |
| 9 | North Dakota | $78,489 | $691 | $0 | -$691 |
| 10 | Washington | $77,790 | $0 | $1,390 | -$1,390 |
| 11 | Arizona | $76,889 | $2,291 | $0 | -$2,291 |
| 12 | Louisiana | $76,566 | $2,614 | $0 | -$2,614 |
| 13 | Iowa | $76,032 | $3,148 | $0 | -$3,148 |
| 14 | Mississippi | $75,912 | $3,268 | $0 | -$3,268 |
| 15 | North Carolina | $75,699 | $3,481 | $0 | -$3,481 |
| 16 | Utah | $75,646 | $3,534 | $0 | -$3,534 |
| 17 | New Mexico | $75,611 | $3,569 | $0 | -$3,569 |
| 18 | Nebraska | $75,510 | $3,670 | $0 | -$3,670 |
| 19 | Arkansas | $75,493 | $3,687 | $0 | -$3,687 |
| 20 | Missouri | $75,417 | $3,763 | $0 | -$3,763 |
| 21 | West Virginia | $75,295 | $3,885 | $0 | -$3,885 |
| 22 | Wisconsin | $75,261 | $3,919 | $0 | -$3,919 |
| 23 | Oklahoma | $75,226 | $3,954 | $0 | -$3,954 |
| 24 | Ohio incl. 2% local | $75,212 | $1,968 | $2,000 | -$3,968 |
| 25 | Michigan | $75,181 | $3,999 | $0 | -$3,999 |
| 26 | Colorado | $75,048 | $3,692 | $440 | -$4,132 |
| 27 | Pennsylvania incl. 1% local | $75,040 | $3,070 | $1,070 | -$4,140 |
| 27 | Vermont | $75,040 | $4,140 | $0 | -$4,140 |
| 29 | Idaho | $74,988 | $4,192 | $0 | -$4,192 |
| 30 | Rhode Island | $74,932 | $3,148 | $1,100 | -$4,248 |
| 31 | Montana | $74,891 | $4,289 | $0 | -$4,289 |
| 32 | Indiana incl. 1.5% local | $74,760 | $2,920 | $1,500 | -$4,420 |
| 33 | Connecticut | $74,755 | $3,925 | $500 | -$4,425 |
| 34 | Georgia | $74,613 | $4,567 | $0 | -$4,567 |
| 35 | Alabama | $74,445 | $4,735 | $0 | -$4,735 |
| 36 | Kansas | $74,400 | $4,780 | $0 | -$4,780 |
| 37 | New Jersey | $74,388 | $4,182 | $610 | -$4,792 |
| 38 | Illinois | $74,375 | $4,805 | $0 | -$4,805 |
| 39 | South Carolina | $74,337 | $4,843 | $0 | -$4,843 |
| 40 | Kentucky incl. 1.5% local | $74,298 | $3,382 | $1,500 | -$4,882 |
| 41 | Virginia | $74,244 | $4,936 | $0 | -$4,936 |
| 42 | Massachusetts | $73,940 | $4,780 | $460 | -$5,240 |
| 43 | Delaware | $73,921 | $5,259 | $0 | -$5,259 |
| 44 | New York | $73,877 | $4,860 | $443 | -$5,303 |
| 45 | District of Columbia | $73,648 | $5,532 | $0 | -$5,532 |
| 46 | Minnesota | $73,463 | $5,277 | $440 | -$5,717 |
| 47 | Maine | $73,026 | $5,654 | $500 | -$6,154 |
| 48 | California | $72,810 | $5,070 | $1,300 | -$6,370 |
| 49 | Hawaii | $72,720 | $6,070 | $390 | -$6,460 |
| 50 | Maryland incl. 3.2% local | $71,594 | $4,386 | $3,200 | -$7,586 |
| 51 | Oregon | $70,560 | $7,920 | $700 | -$8,620 |
How we calculated it
Every figure comes from the same 2026 tax math as our paycheck calculator: a single filer, paid every two weeks, with no 401(k), health premiums or other pre-tax deductions. We subtract federal income tax, Social Security, Medicare, state income tax and any state payroll deductions such as paid family leave. Where a state has a local income tax almost everyone pays, we include the same typical rate the calculator prefills (marked "incl. local" above); your county or city may differ.
Your own number will differ if you are married, have children, contribute to a 401(k) or live in a city with its own wage tax. Compare two states for your exact situation.
Use this data
Journalists and bloggers are welcome to cite these figures with a link to this page. Download every state at every salary (CSV). Want it on your site? Embed the two-state comparison tool.
Frequently asked questions
Which state has the highest take-home pay on $100,000?
Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming tie at about $79,180 a year, because none of them tax wages or take a state payroll deduction at this salary.
Which state has the lowest take-home pay on $100,000?
Oregon, at about $70,560 a year, $8,620 less than the top state.
Does this include local taxes?
Only where a local income tax is near-universal (Ohio, Pennsylvania, Indiana, Kentucky, Maryland), using a typical rate. City taxes like New York City’s are not included.